Coronavirus: 3 government schemes under which you will be benefited in this lockdown situation

Coronavirus threat: We are in that time now, where coronavirus is spread like anything and is everywhere. In this view, the Indian government has taken certain steps to control this widespread Covid-19 virus.

Indian government is doing anything and everything to contain this situation by doing 21-day lockdown.

Due to this coronavirus outbreak and seeing what the conditions are, the government has so far taken a calibrated approach to offering relief by relaxing compliance requirements under various statutes and a welfare package for farmers, workers in the unorganized sector and the poor.

Pradhan Mantri Jan Dhan Yojana (PMJDY)

Prime Minister announced Pradhan Mantri Jan Dhan Yojana as the National Mission on Financial Inclusion in his Independence Day address on 15th August 2014, to ensure comprehensive financial inclusion of all the households in the country by providing universal access to banking facilities with at least one basic bank account to every household, financial literacy, access to credit, insurance and pension facility. Under this, a person not having a savings account can open an account without the requirement of any minimum balance.

PMJDY offers unbanked persons easy access to banking services and awareness about financial products through financial literacy programmes. In addition, they receive a RuPay debit card, with inbuilt accident insurance cover of Rs. 2 lakh, and access to overdraft facility upon satisfactory operation of account or credit history of six months.

The facility

In view of this coronavirus spread and lockdown situation, the government has announced various packages. Under the package, the government will provide 5 kg of wheat or rice and 1 kg of pulses free every month for the next three months. Besides, 204 million women Jan Dhan account holders will get Rs 500 per month for the next three months.

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a Central Sector scheme with 100% funding from Government of India.

Under the Scheme an income support of Rs.6000/- per year is provided to all farmer families across the country in three equal installments of Rs.2000/- each every four months.

The first installment of Rs 2,000 under the Pradhan Mantri Kisan Yojana will be frontloaded to reach 87 million farmers in April.

Pradhan Mantri Garib Kalyan Yojana

The Union Finance & Corporate Affairs Minister Smt. Niramla Sitharaman announced Rs 1.70 Lakh Crore relief package under Pradhan Mantri Garib Kalyan Yojana for the poor to help them fight the battle against Coronavirus.

HERE ARE PRADHAN MANTRI GARIB KALYAN YOJANA PACKAGES:

Safai karamcharis, ward-boys, nurses, ASHA workers, paramedics, technicians, doctors and specialists and other health workers would be covered by a Special insurance Scheme. Any health professional, who while treating Covid-19 patients, meet with some accident, then he/she would be compensated with an amount of Rs 50 lakh under the scheme. To ensure adequate availability of protein to all the above mentioned individuals, 1 kg per family, would be provided pulses according to regional preferences for next three months. These pulses would be provided free of cost by the Government of India. Under PM Garib Kalyan Yojana, gas cylinders, free of cost, would be provided to 8 crore poor families for the next three months. Wage-earners below Rs 15,000 per month in businesses having less than 100 workers are at risk of losing their employment. Under this package, government proposes to pay 24 percent of their monthly wages into their PF accounts for next three months. There are around 3 crore aged widows and people in Divyang category who are vulnerable due to economic disruption caused by Covid-19. Government will give them Rs 1,000 to tide over difficulties during next three months